View All Loan Programs

Impac Mortgage Corp. offers a full line of competitively priced mortgage loan programs to meet your unique needs.

Alternative Programs AltQMTM

New loan programs with higher debt-to-income ratios, for those who nearly missed qualifying, self-employed, foreign nationals, or investors.

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203(k) Home Renovation

Purchase or refinance and renovate all in one mortgage.

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Adjustable Rate Mortgage (ARM)

The initial interest rate remains fixed for a period of time, then it’s adjusted at predetermined intervals.

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Fixed Rate Mortgage

Interest rate remains the same throughout the length of the loan.

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FHA Loan

Government-insured loans usually with low down payments, below-market interest rates, and easier credit and income guidelines.

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VA Loan

Available to military service veterans, active-duty service members – it offers flexible credit guidelines and low to no down payment.

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Jumbo Loan

Purchase or refinance a home and borrow up to $3 million for 1-unit primary residence, second homes and investment properties.

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USDA Loan

Government-insured, fixed interest rate home loan allows you purchase a home with NO Money Down.

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HARP

For those whose home values declined and weren’t eligible for traditional refinancing.

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Down payment Assistance

Helps low-to-moderate income homebuyers with down payment and closing costs.

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© 2018 Impac Mortgage Corp., Corporate Office located at 19500 Jamboree Rd., Irvine, CA 92612, 800-597-4101. NMLS #128231, AL #MC20787; AK #AK128231 AZ #BK-0910550; California Licensed by the Department of Business Oversight, under the California Residential Mortgage Lending Act #4131083; Colorado Regulated by the Division of Real Estate; Georgia Residential Mortgage #23673; Illinois Residential Mortgage Licensee; Kansas Mortgage Company License #MC.0025417; Licensed by the Mississippi Department of Banking and Consumer Finance; Nevada 2831 St. Rose Parkway, Suite 215, Henderson, NV 89052 702-589-4637; Licensed by the New Hampshire Banking Department; Licensed by the N.J. Department of Banking and Insurance; Impac Mortgage Corp. dba Excel Mortgage - NY Licensed Mortgage Banker—NYS Department of Financial Services; Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850196.000; OR #ML5014; PA #46178; Licensed by the Virginia State Corporation Commission #MC-5526; and WA #CL-128231. All applications are subject to underwriting guidelines and approval. Not all programs available in all areas. Other restrictions may apply. Also doing business in AR, CT, DC, FL, HI, ID, IN, IA, KY, LA, MD, MI, MN, MO, MT, NE, NC, ND, NM, OK, SC, SD, TN, TX, UT, VT, WV, and WI. NMLS Consumer Access - www.nmlsconsumeraccess.org. Equal Housing Lender
*Impac Mortgage Corp. is not licensed to conduct business in the following states: CT, DE, MA, MD, ME, NY and WY.

Website authorization by New York State Department of Financial Services is pending. Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site.

Reminder: Loan applications or inquiries will be addressed by Impac Mortgage Corp.’s CashCall Mortgage division.