Home Remodel Financing 203k

203K Home Loans from Impac Mortgage Corp.

A 203(k) Remodel Loan from Impac Mortgage Corp. is an option for that fixer-upper purchase or to make improvements to your existing home. You can refinance or purchase plus renovate all-in-one loan. Allowed repairs range from repairs or replacements of roofs, new kitchens and bathrooms, to energy- efficient items such as solar panels and more.

The Benefits:

  • Buy a fixer-upper in need of renovation and turn it into your dream home
  • Get funds to purchase and remodel a home
  • Refinance and remodel your existing home
  • Low down payment
  • Flexible credit qualifying
  • Only one loan needed – no second mortgage

This is a great loan for:

  • Fixer-upper
  • Short sale purchase
  • REO property
  • First-time homebuyers
  • Little or no equity home owners
  • Investors


Home Renovation Guide

Home Renovation Brochure  (PDF)


Home Renovation 12 page Guide  (PDF)

© 2019 Impac Mortgage Corp., Corporate Office located at 19500 Jamboree Rd., Irvine, CA 92612, 800-597-4101. NMLS #128231, AL #MC20787; AK #AK128231 AZ #BK-0910550; California Licensed by the Department of Business Oversight, under the California Residential Mortgage Lending Act #4131083; Colorado Regulated by the Division of Real Estate; Georgia Residential Mortgage #23673; Illinois Residential Mortgage Licensee; Kansas Mortgage Company License #MC.0025417; Licensed by the Mississippi Department of Banking and Consumer Finance; Nevada 2831 St. Rose Parkway, Suite 215, Henderson, NV 89052 702-589-4637; Licensed by the New Hampshire Banking Department; Licensed by the N.J. Department of Banking and Insurance; Impac Mortgage Corp. dba Excel Mortgage - NY Licensed Mortgage Banker—NYS Department of Financial Services; Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850196.000; OR #ML5014; PA #46178; Licensed by the Virginia State Corporation Commission #MC-5526; and WA #CL-128231. All applications are subject to underwriting guidelines and approval. Not all programs available in all areas. Other restrictions may apply. Also doing business in AR, CT, DC, FL, HI, ID, IN, IA, KY, LA, MD, MI, MN, MO, MT, NE, NC, ND, NM, OK, SC, SD, TN, TX, UT, VT, WV, and WI. NMLS Consumer Access - www.nmlsconsumeraccess.org. Equal Housing Lender
*Impac Mortgage Corp. is not licensed to conduct business in the following states: CT, DE, MA, MD, ME, NY and WY.

Website authorization by New York State Department of Financial Services is pending. Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site.

Reminder: Loan applications or inquiries will be addressed by Impac Mortgage Corp.’s CashCall Mortgage division.