Home Refinance Possibilities

Mortgage rates are still very enticing compared to historic rates, and a refinance creates lots of homeowner possibilities. Refinancing your current loan into a new lower rate with Impac Mortgage Corp. could reduce your monthly payments and save you hundreds of dollars a month.

Impac Mortgage Corp. is a Fannie Mae and Freddie Mac direct seller/servicer and an approved Ginnie Mae issuer. This means we can offer a variety of lending options and a tailored program to help you through your financial situation, no matter how unique or challenging. A refinance can be a good financial option if you are trying to change your interest rate and payment, consolidate high-interest debt, finance home improvements or cash-out to use the money as you wish. Bottom line, we can customize a loan so it’s exactly right for you.


What are the potential benefits to a Home Loan Refinance?

  • Lower your interest rate and/or term
  • Convert your variable rate into a fixed rate
  • Consolidate high-interest credit cards and other loans
  • Make home improvements
  • Get cash- out for a specific need like education
  • Interest may be tax deductible
  • Save hundreds of dollars each month

A home refinance can bring new homeownership possibilities – we’re here to help.
Not all applicants will qualify. Not all programs available in all areas.

Connect with a Loan Officer at Impac Mortgage Corp., Get a Quick Quote or

Call Us Today 877-605-9531


© 2019 Impac Mortgage Corp., Corporate Office located at 19500 Jamboree Rd., Irvine, CA 92612, 800-597-4101. NMLS #128231, AL #MC20787; AK #AK128231 AZ #BK-0910550; California Licensed by the Department of Business Oversight, under the California Residential Mortgage Lending Act #4131083; Colorado Regulated by the Division of Real Estate; Georgia Residential Mortgage #23673; Illinois Residential Mortgage Licensee; Kansas Mortgage Company License #MC.0025417; Licensed by the Mississippi Department of Banking and Consumer Finance; Nevada 2831 St. Rose Parkway, Suite 215, Henderson, NV 89052 702-589-4637; Licensed by the New Hampshire Banking Department; Licensed by the N.J. Department of Banking and Insurance; Impac Mortgage Corp. dba Excel Mortgage - NY Licensed Mortgage Banker—NYS Department of Financial Services; Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850196.000; OR #ML5014; PA #46178; Licensed by the Virginia State Corporation Commission #MC-5526; and WA #CL-128231. All applications are subject to underwriting guidelines and approval. Not all programs available in all areas. Other restrictions may apply. Also doing business in AR, CT, DC, FL, HI, ID, IN, IA, KY, LA, MD, MI, MN, MO, MT, NE, NC, ND, NM, OK, SC, SD, TN, TX, UT, VT, WV, and WI. NMLS Consumer Access - www.nmlsconsumeraccess.org. Equal Housing Lender
*Impac Mortgage Corp. is not licensed to conduct business in the following states: CT, DE, MA, MD, ME, NY and WY.

Website authorization by New York State Department of Financial Services is pending. Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site.

Reminder: Loan applications or inquiries will be addressed by Impac Mortgage Corp.’s CashCall Mortgage division.